Quick Review
- Budgeting: Track your money with 50/30/20 rule.
- Saving: Build an emergency fund first, then long-term goals.
- Debt: Avoid payday loans, pay more than the minimum on credit cards.
- Investing: Start early, diversify, think long term.
- Insurance: Protect health, car, belongings, and family security.
- Taxes: Understand paychecks, W-2s, and filing basics.
Final Tips for Success
- Automate savings & bill payments to avoid late fees.
- Revisit your budget every 3–6 months.
- Keep learning — financial literacy is lifelong.
- Start small but be consistent. Small steps grow into big results.
Final Quiz
🎉 Congratulations!
You’ve completed Personal Finance Basics.
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